This is a research guide based on cited documentation. It is not a report of firsthand testing. Our editorial method

Who runs systeme.io

systeme.io's terms name ITACWT Limited, a company incorporated under Irish law, at 2 Cruise Park Rise, Tyrrelstown, Dublin 15, Ireland, and say the terms are governed by Irish law. [1] The privacy policy names the same company as data controller operating as systeme.io. [3]

In a July 2020 Mixergy interview, Aurelien Amacker, discussed in the interview as a French founder in Paris, is introduced as the founder and says systeme.io launched in April 2018, first to his own email list. [2] Revenue figures from that interview are the founder's own statements from 2020, not audited accounts, so we do not repeat them as current facts.

We report only what these documents say. We did not aggregate user reviews and did not find a published security certification in the pages we read.

How customer payments flow

To take payments you connect your own gateway: in Settings, Payment Gateways, you connect a Stripe account (logging in or creating one and verifying your details) and, optionally, a PayPal Business account. [4] [5] systeme.io's payment activation guide lists a systeme.io account, a Stripe account and a PayPal account as the requirements. [8]

Refunds also show where money sits. The refund help article says refund availability depends on your payment gateway and that you need sufficient funds in your payment gateway balance. [6] systeme.io's pricing page lists 0% transaction fees on all plans; Stripe and PayPal set their own processing fees. [7]

Your own systeme.io subscription is paid by card through Stripe, Inc., according to the terms. [1]

QuestionWhat systeme.io publishesSource
OperatorITACWT Limited, Irish company, Dublin address[1]
Governing lawIrish law[1]
Your salesThrough your connected Stripe and PayPal Business accounts[4] [5]
Refunds to your buyersFunded from your payment gateway balance[6]
Platform transaction fee0% on all plans[7]
Your subscription refundsSubscription plans are non-refundable[1]
HostingAWS in Ireland; data not transferred outside the EU per the policy[3]
Sale of dataPolicy says it will never sell personal information[3]

What the privacy policy says

The policy says servers are hosted by Amazon Web Services in Ireland and that data is not transferred outside the European Union. [3] It says personal data is kept only as long as needed for its purpose, then deleted or anonymized, and that users can request deletion at any time through support. [3]

Gaps to note: the policy we read does not name GDPR or legal bases, does not mention a data processing agreement, and gives no dedicated privacy email or DPO contact. [3] If you collect EU contacts and need a DPA for your own compliance, ask systeme.io support for one in writing before importing a list.

Free plan and account conditions

The Free plan never expires and needs no card; it covers 2,000 contacts, 3 sales funnels, 1 course and 1 custom domain. [7] The terms cap free accounts at USD 10,000 in lifetime sales, excluding affiliate commissions; after that you have 3 days to upgrade or payment pages stop accepting new sales. [1]

On paid plans with usage limits, the terms say that if usage exceeds the plan's limits and is not reduced within 3 days, the subscription is upgraded automatically and billed at the new plan's price for the rest of the period; the free-plan revenue cap does not trigger an automatic upgrade or charge. [1] Accounts selling prohibited content, such as gambling, illegal products or fraud, are banned without notice. [1]

Pre-signup checklist

  • Read the terms: Irish law, non-refundable subscriptions, automatic upgrade on paid-plan overages. [1]
  • Confirm you can open or already have a Stripe account and, if wanted, a PayPal Business account. [4] [5]
  • Check your product currency is among the 25 currencies PayPal integration supports. [5]
  • Track lifetime sales on Free so the USD 10,000 cap does not stop checkouts mid-launch. [1]
  • Ask support for a data processing agreement if your business needs one; the privacy policy does not mention it. [3]
  • Keep a gateway balance large enough to cover refunds. [6]

Questions before you decide

Who owns systeme.io?

Its terms name ITACWT Limited, a company incorporated under Irish law with a Dublin address. Founder Aurelien Amacker launched the product in April 2018.

Does systeme.io hold my customers' payments?

You connect your own Stripe and PayPal Business accounts, and refunds are funded from your payment gateway balance. systeme.io lists 0% transaction fees.

Where is systeme.io data hosted?

Its privacy policy says servers are hosted by Amazon Web Services in Ireland and that data is not transferred outside the European Union.

Can I get a refund on a systeme.io plan?

The terms say subscription plans are non-refundable. The Free plan never expires, so you can test there before paying.

Sources & verification

Product details and prices can change. Check the linked provider before buying.

  1. systeme.io: terms and conditions Accessed 30 Oct 2026
  2. Mixergy: interview with systeme.io founder Aurelien Amacker (July 8, 2020) Accessed 30 Oct 2026
  3. systeme.io: privacy policy Accessed 30 Oct 2026
  4. systeme.io Help: how to connect your Stripe account (updated October 6, 2026) Accessed 30 Oct 2026
  5. systeme.io Help: PayPal integration (updated October 8, 2026) Accessed 30 Oct 2026
  6. systeme.io Help: how to refund a customer (updated May 18, 2026) Accessed 30 Oct 2026
  7. systeme.io: pricing Accessed 30 Oct 2026
  8. systeme.io Help: how to activate payments by Stripe or PayPal Accessed 30 Oct 2026

Sources link directly to providers. Product buttons may use separately labeled affiliate links. Read our disclosure.

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Checked 20 Sep 2026 · Pricing source

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